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Labradoodle pet insurance

Labradoodles are energetic goofballs that take the best of the poodle breed and labrador breed to bring you the perfect companion. With all that mischief and energy, it’s important to protect your furry friend from a young age with pet insurance built for them.

 


What's covered in this page:

  • Vets describe the common health issues for Labradoodles
  • Tips on choosing the right dog insurance covers for your Labradoodle
  • Understanding Vets Choice insurance for Labradoodles

 

 

Common health issues for Labradoodles

Australian vets have told us the most common accidents and illnesses for Labradoodles. While Labradoodles are a mixed breed, they are still prone to breed-specific conditions of their lineage of both Poodles and Labradors.

Hip conditions and joint luxation

Both hip dysplasia and patella luxation (dislocation of the patella bone) are common congenital issues that arise in Labradoodles as they grow. They both range in severity and can require x-rays or other joint scans to diagnose. Treatments range from dietary changes, to medication, or surgery in more severe cases which can cost between $5,000 and $7,000.

Do we cover it?

Pro policy - Yes  

Elite policy - Yes  

Cancer

Cancer is similar in dogs as it is in humans. Lymphoma, melanoma, and even breast cancer can develop in dogs. About 10% of cases presented result or can be treated by surgery. Abdominal cancers could present as emergencies if previously undetected, and costs range from $1,500 to $3,000. However, treatment could be ongoing and costs in recovery can be significant.

Do we cover it?

Pro policy - Yes  

Elite policy - Yes  

Eye - Cataracts and Glaucoma

Labradoodles genetics make them prone to both cataracts and glaucoma. Each can be very painful and cause blindness. While it is more common as they get older, early treatment is most effective and can save a lot of pain and stress. Surgery and medications can be costly if left untreated.

Do we cover it?

Pro policy - Non-Diabetic Cataracts Only

Elite policy - Yes  

Progressive Retinal Atrophy

PRA is a degeneration of the eye causing blindness. There are two forms of PRA, early-onset that can develop in puppies 2-3 months of age, which is often known as Retinal Dysplasia. And, late-onset PRA between 3-9 years. Currently, there are no direct treatments, ongoing supplementation and vitamins are used to relieve some stress of the pet.

Do we cover it?

Pro policy - x No

Elite policy - Yes  

Addison's disease

Caused by low hormone production, Addison’s disease has many signs and symptoms that make it difficult to diagnose. Some symptoms include weakness, depression, urinary problems, diarrhoea, vomiting, or irregular heartbeat. Treatments can include hospital treatment with intravenous fluids, and medications to help cortisol levels and potassium on the heart, or long-term treatments of medication for 25 days or more. 

Do we cover it?

Pro policy - x No

Elite policy - Yes  

Cushings disease

Caused by high hormone production of cortisol, Cushings disease, which works opposite to Addison’s disease which is caused by low cortisol production, has many signs and symptoms that make it difficult to diagnose. Its symptoms can include weakness, depression, frequent urination, or hair loss. Treatments can include medications to help control cortisol levels and potassium on the heart, or surgery may be required if a tumor has developed. 

Do we cover it?

Pro policy - x No

Elite policy - Yes  

Von Willebrand's disease

Von Willebrand's disease is a blood disease in both humans and dogs where there is a deficiency in the protein that helps blood clot. It's very common in Dobermans but more severe cases come in thirty other breeds including Labradoodles. Symptoms include spontaneous bleeding and usually requires emergency medical attention. It is difficult to detect until an incident occurs.

Do we cover it?

Pro policy - x No

Elite policy - Yes  

 

 


This information general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you.

 

Tips for choosing the right insurance for your Labradoodle

If you're looking for the best pet insurance for Labradoodles you really have to look closely at the policies available, what they include and also don't include, and the sub-limits on some of the accident and illness covers because not everything is covered to the full annual policy limit. 

  • Be aware of sub-limits – While a cheap monthly premium can seem appealing, its more important to look at the sub-limits for cover in the policy to make sure you’re not leaving your pet underinsured or uninsured for conditions their breed may be prone to.
  • Look after your pets teeth – When we think of protecting our pets, we should also protect their teeth. Pets use their mouth for lots of things; playing, exploring their surroundings as puppies and eating. Dental treatments are expensive, and dental cover is an important add-on that can help keep your pets smile happy and healthy.
  • Take advantage of gap payments – Some pet owners tend to opt for insurance plans with no gap payments to avoid out-of-pocket expenses. However, if you take out a policy with gap payments, it can actually help bring down the premium on higher-coverage products. In other words, gap payments are one way to help make the overall cost of your pet's insurance policy more affordable.

More breed information for Labradoodles

View some more information on Cavoodles; including Labradoodle breed information, and Labradoodle breed traits.

Vets Choice insurance policy features for Labradoodles

Choosing the right level of pet insurance cover starts by having the right choices available. We offer two choices of pet insurance with the option of adding dental cover as well. It is important to know and understand the common health issues for your breed so that you know what is best to be covered for.


PRO

ELITE

Annual Limit - $12,000

Annual Limit - $15,000

Accident 

+

Specified Illness

Accident 

+

Illness

(Chronic Illness,  Extended IllnessSpecified Illness)

Choose to add-on Dental Covers

We also offer two add-ons for dental, with the levels of cover known as Dental and Dental Plus. Vets Choice Dental covers dental injuries and illnesses such as cavities, Feline Resorptive Lesions (FORLS) and gingivitis, while Dental Plus covers routine care such as dental check-ups, scale and polishes.


Dental

Dental Plus

Accident 

+

Illness

Routine Care

+

Preventative Care