dog in circle - Groodle

Golden Retriever pet insurance

The Golden Retriever is a loveable addition to your family. They are smart, loyal and affectionate pets, renown for their smile. It's important to keep your furry family member happy and healthy, and with the backing of a pet insurance product made by vets for pets, it's certainly easier to do so.

 


What's covered in this page:

  • Vets describe the common health issues for Golden Retriever's
  • Tips on choosing the right dog insurance covers for your Golden Retriever
  • Understanding Vets Choice insurance for Golden Retriever's

 

Common health issues for Golden Retriever's

Even generally healthy breeds like Golden Retriever's can be prone to genetic conditions. With Vets Choice, you'll know your pet is covered for conditions they may encounter in their lifetime. Australian vets have told us the most common accidents and illnesses for Golden Retriever's. Our pet insurance helps protect them throughout their life with cover built by vets.

Joint conditions and joint luxation

Hip dysplasia, Elbow dysplasia, and patella luxation (dislocation of the patella bone) are common congenital issues that arise in Golden Retriever's as they grow. They both range in severity and can require x-rays or other joint scans to diagnose. Treatments range from dietary changes, to medication, or surgery in more severe cases which can cost between $5,000 and $7,000.

Do we cover it?

Pro policy - Yes  

Elite policy - Yes  

Cancer

Cancer is similar in dogs as it is in humans. Lymphoma, melanoma, and even breast cancer can develop in dogs. The diagnosis of, and ongoing treatment for Cancer can cost thousands. In some cases, cancers can require surgical biopsies to obtain a diagnosis and may require diagnosis and/or ongoing treatment at specialist veterinary clinics.

Do we cover it?

Pro policy - Yes  

Elite policy - Yes  

Dermatitis

An inflammatory skin disease, most commonly caused and associated with allergies. Symptoms include itching, excessive licking, and redness of skin.

Do we cover it?

Pro policy - x No

Elite policy - Yes  

Epilepsy

Epilepsy is the most common neurological disease found in dogs at almost 1% of all dogs developing the condition. Epilepsy causes seizures and makes life very stressful for dogs and their owners. Unfortunately, there is no cure for epilepsy and ongoing anti-epileptic medication is the only treatment. 

Do we cover it?

Pro policy - Investigation and Diagnosis Only

Elite policy - Yes  


This information general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you.

 

Tips for choosing the right insurance for your Golden Retriever

If you're looking for the best pet insurance for Golden Retriever's you really have to look closely at the policies available, what they include and also don't include, and the sub-limits on some of the accident and illness covers because not everything is covered to the full annual policy limit. 

  • Be aware of sub-limits – While a cheap monthly premium can seem appealing, it's more important to look at the sub-limits for cover in the policy to make sure you’re not leaving your pet underinsured or uninsured for conditions their breed may be prone to.
  • Look after your pets teeth – When we think of protecting our pets, we should also protect their teeth. Pets use their mouth for lots of things; playing, exploring their surroundings as puppies and eating. Dental treatments are expensive, and dental cover is an important add-on that can help keep your pets smile happy and healthy.
  • Take advantage of gap payments – Some pet owners tend to opt for insurance plans with no gap payments to avoid out-of-pocket expenses. However, if you take out a policy with gap payments, it can actually help bring down the premium on higher-coverage products. In other words, gap payments are one way to help make the overall cost of your pet's insurance policy more affordable.

More breed information for Golden Retriever's

View some more information on Golden Retriever's; including  Golden Retriever breed information, and Golden Retriever breed traits.

Vets Choice insurance policy features for Golden Retriever's

Choosing the right level of pet insurance cover starts by having the right choices available. We offer two choices of pet insurance with the option of adding dental cover as well. It is important to know and understand the common health issues for your breed so that you know what is best to be covered for.


PRO

ELITE

Annual Limit - $12,000

Annual Limit - $15,000

Accident 

+

Specified Illness

Accident 

+

Illness

(Chronic Illness,  Extended IllnessSpecified Illness)

Choose to add-on Dental Covers

We also offer two add-ons for dental, with the levels of cover known as Dental and Dental Plus. Vets Choice Dental covers dental injuries and illnesses such as cavities, Feline Resorptive Lesions (FORLS) and gingivitis, while Dental Plus covers routine care such as dental check-ups, scale and polishes.


Dental

Dental Plus

Accident 

+

Illness

Routine Care

+

Preventative Care